Furlough Assistance For Federal Employees and Pets During Shutdown

Posted: 3:11 am EST
Updated: 1:10 pm EST
Updated: Jan 16, 2:35 am EST: Click here for counties/utilities assistance for furloughed employees.

 

SDFCU

Furlough Relief for Impacted Members

The State Department Federal Credit Union is offering service changes to help members who may be impacted by the current government furlough.

Please call us at 800-296-8882 or 703-706-5000, or email sdfcu@sdfcu.org to request assistance with any of the following:

  • – Refund any late fees on loan payments
  • – Eliminate the penalty for cashing in Share Certificates early so you can have access to your money sooner rather than later
  • – Refund cash advance fees for our Visa Platinum or Premium Cash Back+ credit cards when using an ATM
  • – Make emergency credit card loans available at 0% interest for the first two months
  • – Delay loan payments on a case-by-case basis

The services listed above are only available to members directly impacted and are scheduled to end on January 31, 2019; however, the program end date might be adjusted depending upon the length of the government furlough.

 

Thrift Savings Plan

Government Shutdown and Loan Payments

“Government Shutdown and Loan Payments — (January 8, 2019) The TSP allows for the suspension of loan payments when you go into nonpay status to prevent your loan from going into default. Normally, we require documentation from your agency or service. However, the TSP does not need documentation of your furlough at this time. If your loan payments were up to date prior to the furlough, missing one or two payments will not cause your loan to be in default. You can check the status of your loan by logging into My Account, selecting “TSP Loans,” and then selecting “Are my payments up to date?” Or you can call the ThriftLine at 1-877-968-3778 and speak to a Participant Service Representative.

As long as retroactive pay is approved, all missed loan payments will be submitted and posted to your loan. We will provide more information as the furlough continues or as events change.” (via tsp.gov)

 

Navy Federal

Government Shutdown Assistance

You may be eligible for government shutdown assistance if your pay is impacted, you’ve set up direct deposit of pay with Navy Federal, and you are 1) a Federal government employees, 2) Active Duty service members of the Coast Guard

Navy Federal’s Government Shutdown Loan Program calculates loan amounts based on the amount of the most recent direct deposit of pay made prior to the interruption of pay. Loans have a 0% APR and are available up to a maximum loan amount of $6,000.

If your pay is disrupted, but you don’t meet the eligibility requirements, Navy Federal recommends that you visit a branch or contact them at 1-888-842-6328 to discuss your situation with one of their Member Service Representatives.

 

Chase Bank

Customers Affected by Government Shutdown Should Call Chase If They Need Help with Their Loans

Chase encouraged customers affected by the U.S. government shutdown to call if they need help with their Chase mortgages, credit card accounts or car loans. Customers can find out about Chase’s hardship programs by calling the special care line at 1-888-356-0023.

Chase offers hardship programs to customers broadly who have been affected by unemployment, financial strain or natural disasters, including potentially:

  • Waiving or refunding late fees
  • Extending payments on car loans and leases
  • Protecting customers’ credit histories

 

Wells Fargo

Government Shutdown Assistance

The bank will work with individuals and business banking customers whose income is disrupted as a result of the shutdown. Customers should call 1-800-TO-WELLS, or the number on their credit card, debit card or statement for assistance, or visit any Wells Fargo branch.

In addition, Wells Fargo mortgage, loan, and credit customers may qualify for forbearance or other payment assistance programs based on their individual circumstances. Click here for specific services available and contact numbers.

 

Bank of America

Bank of America Contacts Clients Affected by Government Shutdown

“Our Client Assistance Program is available to individuals affected by the shutdown for personalized financial assistance, tailored to their specific situation and financial needs.”

The bank has set up a priority assistance phone line that clients can contact at 844.219.0690. For personalized assistance, they also can schedule an appointment to meet with a specialist.

 

Capital Area Food Bank

Part of the Food Bank Network connecting its partners and neighbors in need with healthy food. The Food Bank Network creates links to the CAFB’s network of food assistance partners and programs while providing real time access to services such as affordable housing and job training. Click here for searchable database for food assistance and other necessities.

 

For Pets

 

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Federal Offices in WDC Area on Trump Shutdown Now on Snow Shutdown For Monday 1/14

Posted: 1:08 am EST

 

Via OPM:

This announcement does not apply to furloughed employeesimpacted by the lapse in appropriations, as they are already in a non-work status.

Excepted employees (e.g., those excepted from the furlough to protect life or property or those who must support them or other non-furloughed employees “by necessary implication”) will follow the operating status announcement, except any time in a non-work status will be considered to be furlough time.

Employees who are Funded or Exempt from Furlough

Non-emergency employees generally will be granted weather and safety leave for the number of hours they were scheduled to work. However, weather and safety leave will not be granted to employees who are:

  • emergency employees who are required to report for duty;
  • telework program participants (with certain narrow exceptions);
  • on official travel outside of the duty station;
  • on preapproved leave (paid or unpaid) or other paid time off (applicable to Funded or Exempt employees only); or
  • on an Alternative Work Schedule (AWS) day off or other non-workday.

Except as noted in the discussion above:
Emergency Employees are expected to report to their worksite unless otherwise directed by their agencies.

Telework Employees (i.e., employees who are participating in a telework program, including those who perform telework regularly and those who telework on an ad hoc basis) generally may not receive weather and safety leave. They must account for the entire workday by teleworking, taking unscheduled leave (paid or unpaid) or other paid time off, or a combination, in accordance with law, regulations, agency policies and procedures, and any applicable collective bargaining requirements (as consistent with law).

Leave. In general, an employee on preapproved leave (paid or unpaid) or other paid time off should continue to be charged leave or other paid time off and should not receive weather and safety leave.

(Posted on January 13, 2019 at 8:45 PM)

Trump Shutdown Day #24: Cartoonists Draw Insane Weeks For Federal Hostages

Posted: 12:52 am EST

Trump Shutdown Day #22: Longest Ever, Also Can “Better Off” Federal Hostages Eat Vacation Days?

 

Marking the 22nd day of the Trump Shutdown. This is now officially the longest government shutdown in history.

Also here is a White House official who need not worry about a paycheck, calling the current chaos and debacle on government workers’ lives as somehow putting them in a “better off” universe.

Trump Shutdown Day #21: Across America, Federal Hostages Are Hurting

Posted: 1:06 am EST

Today marks the 21st day of the Trump Shutdown, making it exactly as long as the 1995 Gingrich Shutdown, a 21-day shutdown which was apparently caused  by this pettiness: “Gingrich confessed he’d forced the closing of the federal government partly because Bill Clinton had relegated him to a rear cabin aboard Air Force One on the way home from Yitzhak Rabin’s funeral in Jerusalem.”

Then as now, the federal government furloughed 800,000 workers.

By Saturday, this sh*tshow, which somebody publicly said he is proud to own, will be the longest shutdown in history. Congress can do its duty as an equal branch of our government and pass a bill over the president’s objections and re-open the government. This requires a two-thirds vote in the House and in the Senate. A two-thirds supermajority in the Senate is 67 out of 100 senators, and  two-thirds supermajority in the House is 290 out of 435 representatives. The 116th Congress is now a 47 Democrat, 53 GOP split  in the Senate, while the House is 235 Democrat, 199 GOP. See the challenge there? But there is apparently already a bill to reopen the government, why won’t they call it on the floor for a vote? Is the leadership afraid that it will pass both houses, and the president would look worse when he vetoes it?

James Fallows writes: “On December 18, Mitch McConnell’s GOP-run Senate passed, on a unanimous voice vote, a “clean” funding measure, to keep the government open and postpone funding fights about “the wall.” They did so with guidance from the White House that Donald Trump would go along. Then the right-wing mocking began; then immediate funding for the wall became an “emergency”; then Trump preferred a shutdown to appearing to “lose.” Mitch McConnell’s GOP of course switched right along with him—and against the measure all of its members had supported just days ago. One man’s insecurity, and his party’s compliance, are disrupting millions of lives.”

Well, maybe some of these folks really believed that a 30-foot wall works over a 35-foot ladder or 30-feet tunnel or maybe all their spinal bones are just made of jello. The larger public may soon start to realize that these elected representatives do not much care for 800,000 of their fellow Americans and their families. Or care much for their fellow citizens and their families who rely on the people and services that make our government work. We’ve taken for granted that the checks and balances in our system works … but take a look.

As this shutdown continues, we are struck at the high tolerance for people and their families to be put in great hardship, all for a fucking wall that Mexico was supposed to pay.

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What happens after pay period #26?

Posted: 1:26 am EST

The State Department issued a thin Furlough Guidance Handbook to employees on January 4. It notes that State Department employees funded with no-year or multi-year accounts received their paychecks for pay period #25 on Thursday, January 3, 2019. Foreign Service annuitants received their December annuity payments on January 2, 2019 (Note that pension is not funded by annual Congressional appropriations but is drawn from the Foreign Service Retirement and Disability Fund). The Guidance says that State will also be able to make payroll for these employees for pay period #26 (actual pay date is January 17). What happens beyond that seems to be a big question mark beyond the nugget that CGFS will be issuing some future guidance.

Should the lapse in appropriations continue past the end of pay period 26 (January 5, 2019), the Bureau of the Comptroller and Global Financial Services (CGFS) intends to process payroll for pay period 26 to meet the Department’s Thursday, January 17, 2019 official pay date, for those individuals (both direct-hire employees and LE staff) who are funded using no-year or multi-year accounts that have residual balances. CGFS will be preparing and issuing T&A guidance for bureaus and posts for reporting time during any periods of lapse for pay period 26 and any later pay periods. Furloughed, excepted, and intermittent excepted employees who are not funded would not receive another pay check until there is legislation to permit payment.

01/04/19DS-5113 Agency Notice of Unemployment Compensation for Federal Employees
01/04/19SF-8 Unemployment Compensation for Federal Employees Program

We should note that a January 7 update to AFSA members flagged down a different date, which is this Friday, January 11:

In order to meet normal deadlines for processing payroll in time to meet the next payday on January 17, AFSA understands that funds need to be appropriated by Friday, January 11. The bill that funds operations at State and USAID passed the Senate Appropriations Committee in June by a 31-0 vote, but that bill has not yet gone before the full Senate. 
[…]
If that does not happen by the end of the week, however, some members of the Foreign Service (including some members who have been required to report to work) may not receive a paycheck on January 17. As a first step to preparing for that difficult possibility, members are encouraged to read the new Furlough Handbook to review options for coping with the financial consequences of the partial government shutdown.

Consular Affairs

An update on our query about Consular Affairs funding — we’ve heard from a source that CA/EX recently sent a notice to consular sections informing folks that the bureau “anticipates” being able to continue paying its staff and providing consular services as long as the funding situation with partner bureaus/agencies allowed them to continue providing service that generates revenue. Here are a couple of dire scenarios that have a potential to impact thousands of working people and their families, and not just within the State Department. 

If partner agencies are not able to do their work due to the ongoing funding lapse, it could have a potential to derail consular services. Think DHS or  FBI.  Visa services require that applicant fingerprints, photo and personal data be sent to DHS for the purpose of checking the applicant’s fingerprint information against DHS databases and establishing a record within DHS’s Automated Biometric Identification (IDENT) system. Visa issuance data is then forwarded to DHS for use at US ports of entry to verify the validity of the visa. Visa services also require the  transmission of  applicant fingerprints and personal data to the FBI fingerprint system for the purpose of checking to determine if the person has a criminal record that would have an effect on visa eligibility. If DHS and FBI stop providing those clearances, embassies and consulates won’t be able to issue visas worldwide. And that would have a cascading impact on services, fees collected, and employees getting paid.  Also if/when visa issuances stop, there will be economic consequences for the tourism, travel and hospitality industries. What’s that going to do to the international travelers spending in the United States, or travel industry employment, both direct and indirect employment?

We should note that DHS’s Automated Biometric Identification System or IDENT, is operated and maintained by OBIM (IDENT currently holds more than 200 million unique identities and processes more than 300,000 biometric transactions per day). OBIM resides in DHS’s Management Directorate. During the lapse in appropriations, the Directorate estimates 193 employees as the total number exempt/excepted employees to be retained out of a total of 1,777 employees. So they have people working over there but for how long? How long can people work with no pay?

Additionally, DOJ’s 2019 Contingency Plan says that “all FBI agents and support personnel in the field are considered excepted from furlough.” It also says that “At FBI headquarters, the excepted personnel will provide direction and investigative support to all field operations and excepted headquarters functions. This includes personnel in the Criminal Justice Information Services Division, which provides fingerprint identification services to criminal and national security investigations, and the Records Management Division, which provides name check services to criminal and national security investigations.”

Regarding partner bureaus — consular operations do not stand alone at overseas posts. They are not able to operate without security guards, typically locally hired security guards. Local guards are not under consular sections but under the purview of Regional Security Officers. They are funded under the Bureau of Diplomatic Security within the Worldwide Security Protection, an account that the State Department previously identified as “initially have [ing] available balances”. We don’t know how much available balances DS has, but when that account is depleted, there won’t be money to pay the local guards, and posts cannot just use comp time or issue IOUs. And if there are no local guards to provide this critical function, posts won’t be able to open their consular sections to the public. That will have a cascading effect on services provided, fees collected, employees getting paid, and beyond. 

Also below, the State Department furlough Q&A includes the following;

On jobs during furlough: May I look for a job during the furlough if that is required to apply for unemployment compensation in my state?

A. A furloughed employee may seek employment without advanced authorization and can provide to the unemployment office any evidence that he or she is in fact seeking employment. Some States require claimants be engaged in an active search for work to be eligible for unemployment compensation. Department employees are reminded that relevant ethics laws, rules, and regulations continue to apply to them while in furlough status, including restrictions on outside employment with non-federal entities. For example, Department employees employed by a non-Federal entity during the furlough may later be restricted from participating in their official capacity in matters that affect that entity. If you have specific questions about your potential employment, you can contact EthicsAttorneyMailbox@state.gov.

For presidential appointees and covered noncareer employees (e.g., both noncareer SES and SFS and certain Schedule C employees), there are certain restrictions on outside earned income. Employees who file a Public Financial Disclosure Report (OGE 278e) must also file a recusal notice at negotiationnotice@state.gov when negotiating outside employment.

If you have more specific questions not covered above, you can contact negotiationnotice@state.gov.

Injury while on furlough: If employees are injured while on furlough or LWOP, are they eligible for workers’ compensation?

A. No, workers’ compensation is paid to employees only if they are injured while performing their duties. Employees on furlough or LWOP are not in a duty status.

Can somebody please ask the State Department what happens to employees in war zones and high threat posts who may be injured during this shutdown?

Mental Health Resources:

MED’s Employee Consultation Services (ECS) office remains open with reduced staffing during the furlough. You can reach ECS at 703-812-2257 or email MEDECS@state.gov.FEDERAL

Medical Evacuation:

New medical evacuations and ongoing medevacs are considered excepted activities and will continue during the furlough.

Employee Health Benefits and Life Insurance: Will I still have coverage under the Federal Employee Health Benefits (FEHB) program during the furlough?

A. Yes, the employee’s FEHB coverage will continue even if an agency does not make the premium payments on time. Since the employee will be in a non-pay status, the enrollee share of the FEHB premium will accumulate and be withheld from pay upon return to pay status.

For Federal Employee Group Life Insurance (FEGLI), coverage continues for 12 consecutive months in a nonpay status without cost to the employee (5 CFR 870.508(a)) or to the agency (5 CFR 870.404(c)). Please note that premium payments are required if an enrolled employee in nonpay status is receiving workers’ compensation (5 CRF 870.508(a)).

 

Snapshot: Appropriations Funding Gaps, FY1977-FY2014

Posted: 10:15 pm PST

Via CRS:

The federal government shutdown is now on its third week, and at the 18th day, it is now the second longest since 1977. In three days, it will be as long as the Gingrich Shutdown in 1995 which lasted for 21 days. If the government is not reopened by this Friday, the Trump Shutdown will become the longest shutdown in over 40 years.  Quick call Senate Majority Leader Mitch McConnell (touting his clout in DC) or tweet to @senatemajldr felicitations and congratulations for his exceptional non-adherence to the Framers’ system of checks and balances at this bonkers moment in history.

Secretary of Defense Jim Mattis Pens Farewell Message to Pentagon and Troops

OPM Sample Letters to Creditors During Furlough Have Been Around At Least Since 2013

The sample letters to creditors issued by OPM is available here.
Or click Sample Letters for Creditors, Mortgage Companies and Landlords (Word file) [85.5 KB]

We understand that the OPM sample letters to creditors during the furlough are actually driving some of our readers “insane.” This blogpost is for you. The first Wayback Machine capture of opm.gov was January 23, 2013. You will note that the website does not include sample letters to creditors. But there was a shutdown on Tuesday, October 1, 2013, which lasted for 16 days. A December 31, 2013 capture of opm.gov includes a longer Furlough Guidance including Sample Letters for Creditors, Mortgage Companies and Landlords (Word file) [49.87 KB]. The four-page document includes a cover page titled, “Sample Letters”, and three temple template letters to creditor, mortgage company, and landlord.

In December 2016, OPM similarly had undated issued a Sample Letters for Creditors, Mortgage Companies and Landlords (Word file) [85.5 KB] online. This document includes basically identical sample letters from 2013. The sample letters issued by OPM on December 27, right to that note about consulting “your personal attorney” is identical to the 2013 and 2016 versions. There were other government shutdowns prior to 2013, but the Wayback Machine does not include any opm.gov archive before 2013. It is possible that these letters existed prior to 2013 and they were just not archived online or they may have been created first in 2013 during the October 2013 shutdown to assist federal employees who encountered problems with creditors, mortgage companies, and landlords during a two-week shutdown. If you were at OPM or OMB and was nerdy enough to follow this in 2013, let us know.

OPM’s current version of the sample letters, although not marked as an update in the OPM website, removed the reference to a “personal attorney” and now just says “Following are sample letters that you may use as a guide when working with your creditors.  OPM is not able to provide legal advice to individual employees.”  This version is still four pages long but, it appears that OPM had also removed the last letter, the “Sample Letter to Landlord” and page 4 is now just an empty page. The Landlord sample letter includes the item about “the possibility of trading my services to perform maintenance (e.g. painting, carpentry work) in exchange for partial rent payments” which garnered a lot of attention on social media.

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